Debt Consolidation Loans — Simplify Your Payments
Request $250 to $3000. APR 5.99% – 35.99% for qualified borrowers. Terms 3 – 36 months.
One Payment Instead of Many
Juggling multiple bills and payments? A debt-consolidation loan through FundSnappy can help you combine them into a single monthly payment with a clear repayment schedule. Request $250 to $3,000.
- Combine multiple payments into one
- Clear, fixed repayment terms
- May lower your overall monthly payment
- No collateral required
- All FICO scores considered
How Debt Consolidation Works
Instead of paying multiple creditors with different due dates and rates, a consolidation loan gives you one monthly payment. You use the loan to pay off existing debts, then make a single payment to your new lender.
Representative APR Examples
For qualified borrowers. Actual rates and terms are determined by the lender and disclosed before you accept any offer.
| Amount | Term | APR | Monthly | Total Paid |
|---|
| $500.00 | 6 mo | 29.99% | $90.77 | $544.63 |
| $1,000.00 | 12 mo | 24.99% | $95.04 | $1,140.47 |
| $2,000.00 | 18 mo | 19.99% | $129.52 | $2,331.30 |
| $3,000.00 | 24 mo | 15.99% | $146.87 | $3,525.00 |
Frequently Asked Questions
Will consolidation save me money?
It depends on your current rates and the offer you receive. You'll see the exact APR, monthly payment, and total cost before accepting, so you can compare.
Can I consolidate credit card debt?
Yes. Many applicants use personal loans to consolidate credit card balances, medical bills, or other unsecured debts into one payment.
How much can I consolidate?
Through FundSnappy, you can request $250 to $3,000. For larger consolidation needs, your matched lender may offer additional options.
Does applying affect my credit?
Submitting a request through FundSnappy does not affect your credit score. If a lender makes an offer, they'll disclose any credit inquiry before you accept.
FundSnappy is not a lender. Pixel-Motive LLC, DBA FundSnappy, is a lead generator that connects consumers with potential lending partners. Submitting a request does not guarantee approval. APR 5.99%–35.99% for qualified borrowers.