Installment Loans Online — Flexible Repayment Terms
Request $250 to $3000. APR 5.99% – 35.99% for qualified borrowers. Terms 3 – 36 months.
Predictable Payments, Flexible Terms
Installment loans let you borrow a set amount and repay it in fixed monthly payments over time. FundSnappy matches you with lenders offering terms from 3 to 36 months, so you can find a payment that fits your budget.
- Fixed monthly payments — no surprises
- Terms from 3 to 36 months
- Know your exact payoff date upfront
- Request $250 to $3,000
- All FICO scores considered
Why Choose an Installment Loan?
Unlike revolving credit or single-payment loans, installment loans have a clear start and end date. You know exactly how much you owe each month and when the loan will be fully paid off.
Representative APR Examples
For qualified borrowers. Actual rates and terms are determined by the lender and disclosed before you accept any offer.
| Amount | Term | APR | Monthly | Total Paid |
|---|
| $500.00 | 6 mo | 29.99% | $90.77 | $544.63 |
| $1,000.00 | 12 mo | 24.99% | $95.04 | $1,140.47 |
| $2,000.00 | 18 mo | 19.99% | $129.52 | $2,331.30 |
| $3,000.00 | 24 mo | 15.99% | $146.87 | $3,525.00 |
Frequently Asked Questions
What is an installment loan?
An installment loan is a fixed amount you borrow and repay in equal monthly payments over a set period. Unlike credit cards, there's a clear payoff date.
Can I pay off early?
Many lenders allow early payoff. Check with your matched lender about any prepayment terms — FundSnappy's service is always free regardless.
What determines my monthly payment?
Your payment depends on the loan amount, APR, and repayment term. You'll see the exact payment amount before accepting any offer.
How long are the repayment terms?
Lenders in our network offer terms from 3 to 36 months. Longer terms mean lower monthly payments but more interest paid overall.
FundSnappy is not a lender. Pixel-Motive LLC, DBA FundSnappy, is a lead generator that connects consumers with potential lending partners. Submitting a request does not guarantee approval. APR 5.99%–35.99% for qualified borrowers.