Unsecured Personal Loans — No Collateral Needed
Request $250 to $3000. APR 5.99% – 35.99% for qualified borrowers. Terms 3 – 36 months.
Personal Loans Without Putting Up Collateral
No car title. No home equity. No valuables to pledge. FundSnappy's lending partners offer unsecured personal loans based on your income, employment, and banking history — not your assets.
- No collateral or security deposit required
- Based on income and employment, not assets
- Request $250 to $3,000
- Terms from 3 to 36 months
- All FICO scores considered
Unsecured vs. Secured Loans
Secured loans require you to put up collateral like a car or home. If you can't pay, you lose it. Unsecured personal loans through FundSnappy's network have no collateral requirement — approval is based on your financial profile.
Representative APR Examples
For qualified borrowers. Actual rates and terms are determined by the lender and disclosed before you accept any offer.
| Amount | Term | APR | Monthly | Total Paid |
|---|
| $500.00 | 6 mo | 29.99% | $90.77 | $544.63 |
| $1,000.00 | 12 mo | 24.99% | $95.04 | $1,140.47 |
| $2,000.00 | 18 mo | 19.99% | $129.52 | $2,331.30 |
| $3,000.00 | 24 mo | 15.99% | $146.87 | $3,525.00 |
Frequently Asked Questions
What does 'unsecured' mean?
An unsecured loan doesn't require collateral — you don't need to put up your car, home, or other assets. Approval is based on your income, employment, and financial history.
Are unsecured loans harder to get?
Not through FundSnappy. Our network of 100+ lenders includes many who offer unsecured personal loans for all credit types.
What can I use the loan for?
Unsecured personal loans can be used for almost any purpose — bills, car repairs, medical expenses, debt consolidation, or other personal needs.
What are the interest rates?
APR ranges from 5.99% to 35.99% depending on the lender and your qualifications. All rates and terms are disclosed before you accept any offer.
FundSnappy is not a lender. Pixel-Motive LLC, DBA FundSnappy, is a lead generator that connects consumers with potential lending partners. Submitting a request does not guarantee approval. APR 5.99%–35.99% for qualified borrowers.